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InvestmentsRetirement Planning
Individuals have a choice of traditional or Roth IRA programs. The traditional plans have a deductible contribution with a taxable retirement benefit. The Roth IRA has a contribution made with after-tax dollars, but the benefits at retirement may be greater as they are not taxed. There is no universal answer on the best choice. Each must make a decision based on your circumstances. Sparks Insurance Agency stands ready to counsel you on the advantages and disadvantages of each plan for you. Pension Plans for BusinessCompetition for qualified employees has become a major concern for companies, large and small. Benefit programs may mean the difference between hiring or keeping a good employee and losing them to the competition. The 401K plan has become very popular for corporate retirement benefits, but it is not for every company. There are several other options that can be explored for the small business, such as the Simple IRA. Simple IRAs have the general appearance of the 401K without the high administrative costs. HOME :: ABOUT
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With the uncertainty surrounding the future
of Social Security, especially as it applies to the "Baby Boomer" generation,
it is very important for everyone to spend some time in planning a retirement
strategy.