Dear Agency Principal,

My name is Randy Sparks and 25 years ago I began an insurance agency as a way to provide for my young children and pay my mortgage. I never dreamed of all the changes I would see in the auto & home insurance business in just 25 short years!

My staff and I were commenting this week that sometimes it may be easier for our customers to get a mortgage on their home than to buy car insurance!

It’s amazing what most companies put their agents (and customers) through just to write a new auto insurance policy:

• Clue (claims background)
• Credit Scoring
• Undisclosed household drivers and updates
• MVR driving records
• Automated verification of previous insurance history
• Underwriters and home office discretionary mood swings

Managing your agency business seems to get tougher all the time due in part to:

• New trending to another soft market cycle affecting your ability to compete
• Higher and higher requirements of minimum production to achieve profit sharing
• Carrier loyalty is slim to nil.
• Higher cost of E&O insurance
• Higher cost of yellow pages, other advertising, and marketing costs.
• Competition from most carriers to write your customers direct without agent involvement.
• Competition from more and more 1-800 # companies
• Internet-based auto insurance growing in record numbers
• Customer loyalty at all time lows as more customers seek just low price.
• Cost of agency management systems, automation updates, and staff turnover takes more time to train more people
• Agency stress, burnout and job dissatisfaction is at an all time HIGH

Many agents are saying, “What happened to the simple life?”

Good news! No, I didn’t save $200 on my car insurance with GEICO! L  (And, I wouldn’t change to them anyway - even if they were half price!) But I have much better news for you as a local business owner and agent.  I can help those agencies that qualify:

We form partnerships for many agencies that qualify with heavy emphasis on preferred personal lines.

This is an opportunity for you to reduce your stress level and give you the ability to do what you do best - sell, or just have more free time for yourself.

Picture yourself making MORE money than you ever have while having more leisure time!

Imagine yourself a month from now:

• Golfing at your favorite resort!
• On the beach with your favorite beverage while your business is in secure hands and your income is better than ever!
• Working when you want or not working at all.

Our team can help your team reduce stress and enjoy life again!

We have a proven track record of integrity and results in helping agencies and their associates make more money and work fewer hours.  Our agency has a successful system to make mergers easy.

You owe it to yourself to look at the new ways of profit.  It’s a movement that can work for you.

Find out why more and more agents like yourself are partnering.

Get in on the movement across the state of Tennessee to realize

MAXIMUM PROFITS from your agency (even while carriers constantly move the target on your compensation.)

Here’s what some of our friends and associates say:

Yarbro Insurance Tennessee agency over 30 years

“Randy always kept his word on our agreements. We realized cash flow that was much more than other opportunities. Our leisure time has increased tremendously.”

Jewell Hicks Agency- Tennessee agency over 25 years

“The frustration of managing an agency on a day-to-day basis was quickly becoming overwhelming. I was feeling burnout from all the pressure - the stress of company deadlines, customer demands, and employee management. I was working more and all the time making less. Randy listened to my concerns, and worked with me and my staff to remove the obstacles that blocked my freedom to enjoy life. Now I am free to garden, ride motorcycles in the mountains, or work when I feel like it.”

Sellers Insurance Agency – Tennessee

“We are very satisfied with Randy and his team in fulfilling his promises to my family and me.  Our family would recommend working with their team to anyone who needs trusted people who keep their word.” 

Ellington Insurance Service - Tennessee

“After years in the insurance business, I found myself exhausted and near burn out from managing all the stress. I was ready to walk away. Randy showed me a solution that would provide more cash than I expected to meet my goals. I was so relieved to know my customers were well cared for.”

Davis Agency – Tennessee

“We made an agreement with Sparks to provide service solutions for our customers. Our customers we able to get quick, prompt, service.”

Brown’s Insurance – Tennessee

“I’ve been in the insurance business over 35 years. I heard about Randy from a mutual trusted friend. He said they would be honest and fair. That was about 4 years ago, and we are still happy we joined the team. Now I work when I want to and still draw money.”

Morrow Insurance Agency

“Employee turnover and management were my constant headaches.

Now vacations to the beach and time with my grandchildren out of state are a new luxury.”

Clark Insurance Agency

“My golf swing has never been better! And grandkids are great! Now I work when I want to. A usual day finds me stopping by the office (sometimes calling in- or NOT!) check my messages, say hello to the team and know it’s all in safe hands. Randy has kept his word to me on anything we’ve agreed on.”

Find out why more are joining in the movement to strengthen your position with carriers and open up all your options to work as much or little as you and your staff want with better compensation.

Let’s talk.

I’ll be in your area soon and I would love to have coffee or lunch with you to get to know each other.  Complete confidentiality is assured.

Call today to set a time to discuss the many ways we may be able to help you and your associates.

Contact Randy Sparks:

e-mail:  mountianbo@aol.com

(notice the i is before the a in “mountianbo”)

Please include in the subject line: AGENCY

Or contact Faye Bean (General Manager) at

faye@sparksinsurance.com

I look forward to visiting you soon by phone or in person.

Sincerely,

Randy Sparks

“Two are better than one because they have a good reward for their labor.  For if one falls, the other can lift up his companion. But woe to him who is alone when he falls, for he has no one to lift him up.”

Ecclesiastics 4:9-10